Introduction to PayTo
Updated over a week ago

PayTo is a modern digital payment method that offers a fast, easy and secure way to pay. It gives the end customers more visibility and control over their payments, thus enabling merchants and businesses to initiate real-time payments from their customer's bank accounts.

NPPA has developed PayTo as an alternative to traditional direct debit, where a merchant has to wait at least 3 business days to receive the funds from their end customers. With the introduction of PayTo, merchants can now directly debit their end customers in real time, 24/7, 365 days a year. πŸš€

You can find useful technical information regarding Zepto's PayTo solution below:

If you are interested in knowing more about PayTo with Zepto please reach out to our team at

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