PayTo continues to be rolled out across the industry, with a significant number of accounts already online. For greater clarity on PayTo availability across specific accounts, please check with the respective financial institutions that are offering these services. π
This information is correct as at 20 December 2023, and may have changed as more banks go-live with PayTo and expand their account eligibility.
Please note, BSB's provided should be used as a guide only.
Financial Institution Name | PayTo Resource | BSB or Leading BSB Digits |
ANZ (Australia and New Zealand Banking Group)
Known Fraud Controls: All mandates over $25k will be rejected. | 01 | |
CBA (Commonwealth Bank of Australia)
Known Fraud Controls: Customer's may be referred to CBA's call centre for mandates with high risk characteristics (blank creditor field, high amount) | 06, 76 | |
NAB (National Australia Bank) | 08 | |
Westpac
Please note, it is recommended for the value of the description field within your PayTo agreement to have less than 100 characters. This limitation is expected to be overcome September/October 2024. | 03, 04, 73, 74 | |
Australian Military Bank | - | 642 |
Australian Mutual Bank | 823 | |
Australian Unity Bank | 825 | |
Bank Australia Limited | 313 | |
BankWaW | 803070 | |
Bendigo and Adelaide Bank Limited | 633 | |
Beyond Bank Australia Limited | 325 | |
Broken Hill Community Credit Union | 802378 | |
Central Murray Credit Union | - | 803188 |
Community First Bank | 512 | |
Credit Union SA | 805007 | |
Defence Bank Limited Australian Mutual Bank Li | 833 | |
First Option Bank | 802876 | |
Geelong Bank | - | 803199 |
Goulburn Murray Credit Union | 803078 | |
Great Southern Bank | 814, 834 | |
Horizon Credit Union | - | 802124 |
Illawarra Credit Union | - | 802249 |
ING (Added 20 December 2023) | - | 923 |
Laboratories Credit Union | 802841 | |
Macquarie Bank Limited
Known Fraud Controls: All mandates over $25k will be rejected. | 18 | |
Northern Inland Credit Union | - | 802298 |
Orange Credit Union | - | 802129 |
P&N Bank (Police & Nurses Bank) | 777 | |
People's Choice Credit Union | 805050 | |
Police Credit Union | - | 805005 |
Queensland Country Bank Limited | 654 | |
RACQ Bank | 514 | |
RBA (Reserve Bank of Australia) | - | 09 |
Regional Australia Bank | 932, 721 | |
South West Slopes Credit Union | - | 802367 |
St.George (Added 20 December 2023) | 11 | |
Suncorp Australia | 48, 66 | |
Teachers Mutual Bank Limited | 812 | |
The Mac Credit Union | 802388 | |
Ubank | 670 | |
Unity Bank | 882 | |
Warwick Credit Union | - | 817 |